Cook & Associates can help. Our 401(k) products and services handle all the paperwork and administrative demands of a 401(k) plan at a price that is affordable for even the smallest business. In addition, our carriers handle the time-consuming reports, employee communications, and other details, giving you more time to put into your business. Plus, the fund selections available through our 401K plans are some of the most trusted names in the financial industry, so you can choose from among the best money managers for your plan.

Plan Benefits

• Contributions are made with pre-tax dollars, and all plan earnings avoid taxation until money is withdrawn.
• The power of compounding comes into play with tax-deferred savings.
• The taxable income is lowered, therefore less money is paid in income taxes.
• 401(k)s can be a key element in attracting new employees and retaining current employees.
• Employers have an option whether or not to provide matching and/or discretionary contributions.
• Plan expenses can be written off on your company's corporate tax return.
• Matching contributions encourage employee participation.
• Higher participation increases the amount that can be deferred by highly compensated employees.
• Matching contributions combined with a vesting schedule can be an incentive for employees to stay with the company.

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