ATM Services

ATM/VISA Check Card

Healthcare Federal Credit Union members enjoy the features of a traditional ATM card and the ultimate convenience of a VISA Check Card. Our ATM/VISA card enables members to make deposits and withdrawals from their Healthcare FCU checking and savings accounts at thousands of ATMs world wide as well as use the card instead of writing checks to any merchant accepting VISA credit cards.

We offer:

	NO-SURCHARGE CASH WITHDRAWALS - Use the card to withdraw money from any Bank of the West ATM or cash machine displaying the CO-OP Network logo The CO-OP Network supports nearly 3,000 ATMs throughout the U.S. and Bank of the West has several cash machines in its network. In Sonoma County alone there are more than 30 no-surcharge ATMs that Healthcare FCU members may use.
	DEPOSITS - Healthcare FCU check card holders may make deposits at any deposit-accepting CO-OP Network or Bank of the West ATM*.
	The Power of the VISA - The Healthcare FCU check card looks like a credit card, but works like a check - It can be used in place of a check wherever VISA is accepted. The purchase amount will be automatically deducted from your checking.
	Free withdrawals at the Healthcare FCU ATM inside Santa Rosa Memorial Hospital.

Lost or Stolen Cards

Call Healthcare FCU at 707-527-6216 immediately to report a lost or stolen card. If the credit union is not open, use the "800" 24-hour emergency reporting number of 1-800-754-4128. This number is also provided in our after hours recording when calling our main telephone number. Be sure to keep your Healthcare FCU check card in a safe place and never write your Personal Identification Number (PIN) on the card or give it to another person.

Healthcare FCU ATM/Check Card Fees

	Card issue or lost card re-issue - $5.
	Five or more foreign ATM withdrawals in one month- $1.00 each. The first four per month are free.
	Free and unlimited point of sale transactions.

* There may be a two-day delay between the time of the deposit and the availability of funds.

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