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Certificate/Share Secured Loans
This loan allows you to have the best of both earning high dividends on your
funds while borrowing against them at a discounted rate. The interest rate on the loan is
calculated at 3% above the rate your are earning on your Shares or Certificate at
Healthcare Federal Credit Union. Repay your loan by payroll deduction or, automatic
transfer from your Healthcare FCU account. Life and Disability Insurance is also
available at affordable rates. The insurance premium is added to your loan payment.