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Home Equity Loans

Healthcare Federal Credit Union offers a variety of home equity financing customized to meet your needs. You can choose from our selection of Home Equity Lines of Credit, Fixed 2^nds , Zero Equity Loans, or our special Home Equity/Automobile Combination Loan . There are never points or escrow fees on any of our Home Equity Loans, and other fees are very low. Using the Equity you’ve accumulated in your home gives you quick access to money you need for remodeling your home, for your child’s education or for consolidating debt.

There are some significant advantages to using your home equity verses traditional loans.

	Tax advantages. In most cases the interest you pay on equity loans up to $100,000 would be 100% tax deductible. Check with your tax advisor to determine exactly how the deductibility rules affect you.
	Lower rates. You can also expect much lower interest rates than you would pay on a personal loan or using credit cards.
	Flexibility. You can borrow up to 80%, 90% or even 100% of you home’s value.

Whatever your needs are, we have the perfect loan for you..

To apply for one of these exceptional loans, please give us a call or stop by our office at 1126 Montgomery Drive in Santa Rosa.

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