Loan Rates

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Loan Rates - Loan Calculator - Loan Application

IMPORTANT INFORMATION ABOUT LOAN RATES:
The annual percentage rate (APR) of your loan is determined by your individual credit history. Rates advertised are subject to approval, may vary, and are fixed unless otherwise noted. All rates are subject to change without notice.
Auto Loans - Loan rates include 0.25% rate reduction with auto pay.
New Autos
Current or prior year models with < 15K miles.
Used Autos
7 Model years old or newer
Vintage Autos
20 Model years old and in Kelly BB for vintage autos
Older Autos
7 Model years old to max age of 10 years old
Term: 1-84 Months Term: 1-72 Months Term: 1-60 Months Term: 1-48 Months
APR*: From 4.25% APR*: From 4.25% APR*: From 5.65% APR*: From 7.65%
Home Equity Loans - Loan rates include 0.25% rate reduction with auto pay.
No Fee Home Equity Line of Credit Home Equity Line of Credit (HELOC)
Adjustable Rate Mortgage (ARM)
Fixed 2nd Trust Deed
Term: 15 Years Term: 15 Years Term: 15 Years
Minimum: $20,000 Minimum: $10,000 Minimum: $10,000
Maximum: $200,000 Maximum: $200,000 Maximum: $200,000
APR*: Prime + 0.75% APR*: From Prime APR*: From 6.24%
Fees: None Fees: Cost^ + $100 Fees: Cost^ + $100
^ Third-party costs (appraisal, title fees, flood determination fee, etc.) may vary depending on amount of the loan.
Signature Loans - Loan rates include 0.25% rate reduction with auto pay.
Term: 1-24 Months
Maximum: $3,000
APR*: From 15.65%
Motorcycles^, Boat, Watercraft, RVs & Trailers (New to 10 Model years old) - Loan rates include 0.25% rate reduction with auto pay.
Term: 1-60 Months Term: 61-84 Months Term: 85-120 Months
APR*: From 5.20% APR*: From 5.54% APR*: From 7.50%
^ Maximum term of 60 months on motorcycle loans.
Certificate Secured Loans
Term: matches certificate maturity
Maximum: 100% of certificate value
APR*: 2.75% above certificate rate

APR* = Annual Percentage Rate, may vary according to credit score.

 

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Last modified: April 07, 2004

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