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Loan Rates - Loan
Calculator - Loan Application
IMPORTANT
INFORMATION ABOUT LOAN RATES:
The annual percentage rate (APR) of your loan is determined by your
individual credit history. Rates advertised are subject to approval, may
vary, and are fixed unless otherwise noted. All rates are subject
to change without notice. |
| Auto Loans - Loan rates
include 0.25% rate reduction with auto pay. |
New
Autos
Current or prior year models with < 15K
miles. |
Used
Autos
7 Model years old or newer |
Vintage
Autos
20 Model years old and in Kelly BB for
vintage autos |
Older
Autos
7 Model years old to max age of 10 years old |
| Term: 1-84 Months |
Term: 1-72 Months |
Term: 1-60 Months |
Term: 1-48 Months |
| APR*: From 4.25% |
APR*: From 4.25% |
APR*: From 5.65% |
APR*: From 7.65% |
| Home
Equity Loans - Loan rates include 0.25% rate reduction with auto pay. |
| No Fee Home Equity Line of
Credit |
Home Equity Line of Credit (HELOC)
Adjustable Rate Mortgage (ARM) |
Fixed 2nd Trust Deed |
| Term: 15 Years |
Term: 15 Years |
Term: 15 Years |
| Minimum: $20,000 |
Minimum: $10,000 |
Minimum: $10,000 |
| Maximum: $200,000 |
Maximum: $200,000 |
Maximum: $200,000 |
| APR*: Prime + 0.75% |
APR*: From Prime |
APR*: From 6.24% |
| Fees: None |
Fees: Cost^ + $100 |
Fees: Cost^ + $100 |
| ^ Third-party costs
(appraisal, title fees, flood determination fee, etc.) may vary depending
on amount of the loan. |
| Signature
Loans - Loan rates include 0.25% rate reduction with auto pay. |
| Term: 1-24 Months |
| Maximum: $3,000 |
| APR*: From 15.65% |
| Motorcycles^,
Boat,
Watercraft, RVs & Trailers (New to 10
Model years old) - Loan rates include 0.25% rate reduction with auto pay. |
| Term: 1-60 Months |
Term: 61-84 Months |
Term: 85-120 Months |
| APR*: From 5.20% |
APR*: From 5.54% |
APR*: From 7.50% |
| ^ Maximum term of 60 months on
motorcycle loans. |
| Certificate
Secured Loans |
| Term: matches certificate
maturity |
| Maximum: 100% of
certificate value |
| APR*: 2.75% above
certificate rate |
APR* = Annual Percentage Rate, may vary
according to credit score. |