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WEB SECURITY
Ensuring the security of our financial system, including
information about you and your Healthcare FCU account, is of prime importance to
us. Where appropriate, the latest Internet technologies are used. Informational
pages about the credit union require minimal security, while sections in which
you provide personal data requires a much higher level of security.
A list of the design and security features utilized by our
credit union to maintain the security of your information and the integrity of
your account follows.
 | The credit union computer maintaining personal information
is never connected to the Internet. |
| Your accessible account information is stored on a
dedicated database server, which responds only to authenticated requests. |
| We use Secure Sockets Layer (SSL) encryption on forms you
submit. Our on-line forms and your personal account information can be
accessed only with an SSL-compliant browser. |
| One-way password encryption in the account access section (www.527stat.com)
means no one besides you may extract your password. Credit union staff may
only reset a new password for your account, not retrieve an existing
password. |
| Our web home banking database server does not contain
identifying information such as names, addresses, or social security numbers
anywhere within the system. |
PRIVACY POLICY
Healthcare Federal Credit Union recognizes the importance of
protecting the privacy and personal information of our members. The following
policy outlines how and when the credit union may distribute information about
you to third parties from this web site or our regular operations.
This policy does not extend to other web sites linked to this
site. Healthcare FCU is not responsible for the privacy practices or content of
such linked sites.
POLICY
Healthcare Federal Credit Union will make all reasonable
efforts to maintain all personal member information in strict confidence. Access
to your personal information will be restricted to:
| Healthcare FCU staff and officials responsible for
completing your request and/or transaction. |
| Governmental agencies when required by law or
regulation. |
| Third parties only upon written consent of the member. |
| Third parties as approved by the Board of Directors.
Personal information released to third parties for marketing purposes will
be limited to name and address. The credit union will not release member
telephone numbers. Our business partners share the same strict business
principles as Healthcare FCU. |
The Healthcare FCU Board of Directors has approved the
following third party relationships:
| Credit Agencies - Your payment history on Healthcare FCU
loans will be provided to credit reporting agencies such as but not limited
to Equifax and TranUnion. |
| Cuna Mutual Insurance Group (CMIG) - Your name and address
only will be provided so CMIG can offer credit union-approved insurance
products. Income, account balances or any other information will not be
released. |
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